AEPS Services

AEPS Available at AJ Enterprises:

Looking for a easy way to transact without a debit card or visiting a branch, AEPS (Aadhaar Enabled Payment System) is the solution.

AEPS (Aadhaar Enabled Payment System) is a bank-led digital payment model that allows users to carry out financial transactions using only Aadhaar number and biometric authentication (fingerprint/iris scan). Introduced by the National Payments Corporation of India (NPCI), AEPS eliminates the need for physical cards, PINs, or mobile apps.

Key Transactions Supported by AEPS:

• Cash Withdrawal
• Balance Enquiry
• Mini Statement
• Aadhaar to Aadhaar Fund Transfer
• BHIM Aadhaar Pay (Merchant Payments)

AEPS Services

Name of the Banks which allows AEPS:

Commercial Banks

Allahabad Bank

Andhra Bank

Axis Bank

Bandhan Bank L

Bank Of Baroda

Bank of India

Bank of Maharashtra

Canara Bank

CSB Bank

Central Bank of India

Citi Bank

City Union Bank

Corporation Bank

Dena Bank

Development Bank Of Singapore

Duetche Bank

Federal Bank

HDFC Bank

HSBC Bank

ICICI Bank

IDBI Bank

IDFC First Bank

Indian Bank

Indian Overseas Bank

IndusInd Bank

Jammu and Kashmir bank

Karnataka Bank Limited

Karur Vysya Bank

Kotak Mahindra Bank

Lakshmi Vilas Bank

Oriental Bank of Commerce

Punjab & Sind Bank

Punjab National Bank

RBL Bank

South Indian Bank

State Bank of India

Syndicate Bank

Tamilnad Mercantile bank

The Nainital Bank L.

UCO Bank

Union Bank of India

United Bank Of India

Vijaya Bank

Regional Rural Banks (RRBs)

Andhra Pradesh Gramin Vikash Bank (State Bank of India)

Andhra Pragathi Grameena Bank (Syndicate Bank)

Arunachal Pradesh Rural Bank (State Bank of India)

Aryavart Bank erstwhile Gramin Bank of Aryavart (Bank of India )

Assam Gramin Vikash Bank (United Bank of India)

Bangiya Gramin Vikash Bank (United Bank of India)

Baroda Gujarat Gramin Bank (Bank of Baroda)

Baroda Rajasthan Kshetriya Gramin Bank (Bank of Baroda)

Baroda Uttar Pradesh Gramin Bank (Bank of Baroda)

Chaitanya Godavari Grameena Bank (Andhra Bank)

Chhattisgharh Rajya Gramin Bank (State Bank of India)

Dakshin Bihar Gramin Bank erstwhile Madhya Bihar Gramin Bank (Punjab National Bank)

Dena Gujarat Gramin Bank (Dena Bank)

Ellaquai Dehati Bank (State Bank of India)

Himachal Pradesh Gramin Bank (Punjab National Bank)

J&K Grameen Bank (Jammu & Kashmir Bank L)

Jharkhand Rajya Gramin Bank erstwhile Vananchal Gramin bank (State Bank of India)

Karnataka Gramin Bank erstwhile Pragathi Krishna Grameena Bank (Canara Bank)

Karnataka Vikas Grameena Bank (Syndicate Bank)

Kashi Gomati Samyut Gramin Bank (Union Bank Of India)

Kerala Gramin Bank (Canara Bank)

Madhya Pradesh Gramin Bank erstwhile Narmada Jhabua Gramin Bank (Bank of India)

Madhyanchal Gramin Bank (State Bank of India)

Maharashtra Gramin Bank (Bank Of Maharashtra)

Manipur Rural Bank (United Bank Of India)

Meghalaya Rural Bank (State Bank of India)

Mizoram Rural Bank (State Bank of India)

Odisha Gramya Bank (Indian Overseas Bank)

Pandyan Grama Bank (Indian Overseas Bank)

Paschim Banga Gramin Bank (UCO Bank)

Prathama Bank (Syndicate Bank)

Prathama UP Gramin Bank Erstwhile Sarva UP Gramin Bank (Punjab National Bank)

Puduvai Bharathiar Grama Bank (Indian Bank)

Punjab Gramin Bank (Punjab National Bank)

Purvanchal Gramin Bank (State Bank of India)

Rajasthan Marudhara Gramin Bank (State Bank of India)

Saptagiri Grameena Bank (Indian Bank)

Sarva Haryana Gramin Bank (Punjab National Bank)

Saurashtra Gramin Bank (State Bank of India)

TamilNadu Grama Bank erstwhile Pallavan Grama Bank (Indian Bank)

Telangana Grameena Bank (State Bank of India)

Tripura Gramin Bank (United Bank Of India)

Utkal Gramin Bank (State Bank of India)

Uttar Banga Kshetriya Gramin Bank (Central Bank of India)

Uttar Bihar Gramin Bank (Central Bank of India)

Uttarakhand Gramin Bank (State Bank of India)

Vidharbha Konkan Gramin Bank (Bank of India)

AEPS Services

Cooperative Banks

Abhyudhya Cooperative Bank Limited

AP Mahesh Coop Urban Bank L, Hyd

Apna Sahakari Bank L.

GP Parsik Sahakari Bank L

Janata Sahakari Bank L

Maharashtra State Coop.Bank L

Odisha State Coop Bank

Rajasthan State Cooperative Bank

Shivalik Mercantile Bank Cooperative bank l.

Tamilnadu State Apex Cooperative Bank(As Issuer)

The Cosmos co operative Bank L

The Kalyan Janata Sahakari Bank L

The Saraswat Cooperative Bank Limited

The Shamrao Vithal Cooperative Bank Limited

The Surat Peoples Coop. Bank L

Thrissur District Cooperative Bank L

TJSB Sahakari Bank L

Payment Banks and Small Finance Bank

Airtel Payments Bank

AU Small Finance Bank

Equitas Small Finance Bank

ESAF Small Finance Bank

Fincare Small Finance Bank

Fino Payments Bank

India Post Payment Bank

Jana Small Finance Bank

NSDL Payments Bank

Paytm Payments Bank

Suryoday Small Finance Bank L

Ujjivan Small Finance Bank

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